Money

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

Featured Video

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

Surprise! You’ve Got Money!

Here’s a quick guide to checking to see if you have unclaimed money.

Building a Solid Financial Foundation

Sustain financial well-being or create wealth through these actions.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

• Articles

  U.S. Personal Savings Rate

  What can be learned from the savings rate?

  Exploring the Federal Student Grant Program

  In this article, explore the benefits of the Federal Student Grant Program.

  Making Sense of HSAs and FSAs

  How HSAs and FSAs might help your household.

  How to Read Your Credit Report

  Solve a mystery while learning how important your credit report is with this story-driven interactive.

  The Half Million Dollar Baby

  The true cost of raising a child may be far more than you expect.

  Weighing the Benefits of Prepaid Debit Cards

  It's important to understand the pros and cons when considering a prepaid debit card.

  View all articles

• Calculators

  Lifetime of Earnings

  Estimate how much you may earn over your working years based on your current income.

  Credit Card Payoff

  Find out how long it may take to pay off a credit card balance and what it costs in interest.

  Historical Inflation

  See how the purchasing power of a dollar has changed over time due to inflation.

  View all calculators

• Videos

  Keeping Up with the Joneses

  Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

  The Cost of Procrastination

  Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

  How Cash Apps Work

  Peer-to-peer payment apps are one of the newest ways to send money.

  The Power of Compound Interest

  Learn how to harness the power of compound interest for your investments.

  The Latte Lie and Other Myths

  Check out this video to begin separating fact from fiction.

  Surprise! You’ve Got Money!

  Here’s a quick guide to checking to see if you have unclaimed money.

  View all videos